FigureQuick was engineered to eliminate slow, ad-cluttered, paywalled calculators. Every tool on our platform runs at 60fps in your browser, exposes its exact underlying mathematical equation, and lets you share custom scenarios via a single link.
1. Our Mission & 11 Core Verticals
Whether you are comparing Stripe vs. PayPal fees on a $2,500 invoice, modeling an LLC-to-S-Corp election on $150,000 in profit, calculating concrete cubic yards for a 24'×24' garage slab, or verifying a 30-year PITI mortgage payment, small errors in fee or rate assumptions cost thousands of dollars. FigureQuick maintains 58 core interactive calculators and 72 exact-scenario benchmark pages across 11 industries:
- 1. Real Estate & Mortgages: PITI + PMI Amortization, Refinance Break-Even, Cap Rate & Cash-on-Cash ROI, Fix & Flip 70% Rule, Rent vs. Buy, HELOC, Home Affordability (28/36 DTI), Down Payment Savings.
- 2. Small Business Finance: Stripe vs. PayPal vs. Square vs. ACH, SBA 7(a) Loans, Break-Even Units, SaaS LTV:CAC, Working Capital, Equipment Financing, Merchant Cash Advance (Factor Rate to APR).
- 3. Insurance: DIME Term Life Insurance, Business General Liability + E&O, Rental Landlord DP-3, Auto Deductible Break-Even.
- 4. E-Commerce & Seller Tools: 10-Platform Side-by-Side Fee Matrix (Shopify, Amazon FBA, Etsy, eBay, TikTok Shop, Walmart, Patreon, Gumroad), plus Break-Even ROAS & Target CPA.
- 5. Freelancer & Gig Work: Freelance Hourly Rate, Upwork vs. Fiverr Net Payout, W-2 Salary vs. 1099 Contractor Rate, Agency Retainer Margin.
- 6. Construction & Home Improvement: Concrete Slab Yards & Bags, Roofing Squares & Pitch Multiplier, Flooring & Tile Waste Factor, Contractor Markup vs. Gross Margin.
- 7. Tax & S-Corp Strategy: LLC vs. S-Corp FICA Tax Savings, 1099 Self-Employment Tax & Quarterly 1040-ES, Capital Gains Tax, Sales Tax Reverse Gross-Up.
- 8. Personal Finance & Retirement: FIRE 4% Safe Withdrawal Number, 401(k) Employer Match, Debt Snowball vs. Avalanche, Emergency Fund Runway.
- 9. Investing & Wealth: Compound Interest & Monthly Contributions, Dividend Reinvestment (DRIP), S&P 500 Real Inflation-Adjusted Return, Rental Property vs. Stock Market.
- 10. Health & Fitness: Mifflin-St Jeor TDEE & Calorie Deficit, Macronutrient Split, BMI & Body Fat %, Epley/Brzycki One-Rep Max (1RM).
- 11. Auto Loan & Lease: Auto Loan Payment + Trade-In Equity, Auto Lease Money Factor to APR, EV vs. Gas 5-Year Ownership Cost, Early Car Loan Payoff.
2. 2026 Formula Verification & Audit Methodology
Every calculator page on FigureQuick displays the Verified Mathematical Equation in plain sight inside our methodology section so CPAs, engineers, analysts, and consumers can audit our work:
- Payment & Marketplace Rates: Audited against published 2026 US merchant fee schedules for Stripe, PayPal, Square, Venmo Business, Shopify, Etsy, eBay, Amazon FBA, TikTok Shop, and Walmart Marketplace.
- Tax & Statutory Thresholds: Updated for 2026 federal FICA/SECA thresholds (15.3% self-employment rate on 92.35% of Schedule C net earnings), Section 199A QBI deduction rules, and long-term capital gains brackets.
- Financial & Engineering Equations: Built on standard actuarial amortization formulas, Mifflin-St Jeor metabolic equations, and NRC/ACI construction volume standards.
3. Zero-Server Privacy & Progressive Web App (PWA) Speed
All calculators execute 100% locally in your browser with zero external API latency, full offline Service Worker support, and instant Dark/Light theme switching.
4. ADA Title III & WCAG 2.1 Level AA Accessibility Statement
In alignment with Title III of the Americans with Disabilities Act (ADA) and the Web Content Accessibility Guidelines (WCAG 2.1 Level AA), FigureQuick is engineered for universal accessibility:
- Keyboard-accessible skip-links (
Skip to calculator), semantic HTML5 landmarks, high-contrast Light and Dark themes, synchronized number inputs alongside range sliders, and screen-reader ARIA labels.
5. Publisher Contact, Licensing & Rate Corrections
To inquire about calculator sponsorships, report a merchant rate-schedule update, or submit a privacy/accessibility request, visit our Sponsorship & Partner Desk.