Privacy Policy & Multi-State Data Rights

1. Zero-Server Client-Side Calculation Architecture

FigureQuick ("we," "us," or "our") operates as a static, client-side web application and Manifest V3 Chrome Extension. When you type numbers into any of our 131+ calculators or use the "Share Scenario Link" feature:

• In-Browser Execution: Your inputs are processed exclusively in your device's volatile memory (RAM) using standard JavaScript math routines.
• URL Query Parameter Sharing: When you click "Share Scenario Link," your numerical parameters are encoded into your browser's URL bar (e.g., ?v=100,25,6) so you can bookmark or share the link. You control who receives that URL.
• Chrome Extension Privacy: Our companion FigureQuick Chrome Extension requests zero host permissions and zero browsing-history access. It operates strictly inside its isolated extension popup when clicked.

2. Information We Collect & Browser LocalStorage

We minimize data collection to the greatest extent possible under federal and state privacy frameworks:

• Strictly Necessary Browser LocalStorage: We store non-personal configuration keys in your browser's local storage: figurequick_theme (your Light/Dark UI preference), figurequick_pro_unlocked (boolean status when you unlock CSV export), and figurequick_privacy_consent (your privacy banner choice). You can clear these at any time via your browser settings.
• Voluntary Email Reports & Sponsorship Checkout: If you voluntarily enter your email in our "Email Me This Full Calculation" tool or purchase a Pro License / Calculator Sponsorship via our third-party Merchant of Record (Stripe, Gumroad, or Lemon Squeezy), your payment and contact details are processed directly by those PCI-DSS Level 1 compliant processors under their respective privacy policies.
• ZIP Code Quote Lookup: When you enter a 5-digit ZIP code in a local quote widget, your browser opens a partner comparison page in a new tab with that ZIP parameter. We do not log or build user profiles from ZIP entries.

3. Third-Party Cookies, Google AdSense DART & Affiliate Tracking

To keep our 131+ calculators free for the public, we participate in display advertising and affiliate marketing programs:

• Google AdSense & DoubleClick DART Cookies: Third-party vendors, including Google, may use cookies (such as the DoubleClick DART cookie) to serve ads based on a user's prior visits to this website or other websites on the internet. Users may opt out of personalized advertising by visiting Google Ads Settings or aboutads.info.
• Affiliate Referral Links: When you click an outbound partner link (marked with rel="noopener sponsored" or disclosed via our proximate FTC notice), the destination merchant or affiliate network (e.g., Impact, CJ Affiliate, PartnerStack, Amazon Associates, Shopify) may place a standard referral attribution cookie on your browser solely to credit the referral commission.

4. U.S. State Privacy Rights (CCPA/CPRA, VCDPA, CPA, CTDPA, TDPSA)

If you are a resident of California (California Consumer Privacy Act / California Privacy Rights Act — Cal. Civ. Code § 1798.100 et seq.), Virginia (VCDPA), Colorado (CPA), Connecticut (CTDPA), Texas (TDPSA), or any other U.S. state with comprehensive consumer privacy legislation, you hold specific statutory rights:

• Right to Know & Access: You have the right to request disclosure of the categories and specific pieces of personal information collected about you. Because our calculators run client-side without user accounts, we hold no server-side personal profiles on calculator visitors.
• Right to Delete: You may clear all local data immediately by clearing your browser's site data or emailing us to remove your email address from any newsletter list.
• Right to Opt Out of "Sale" or "Sharing" / Targeted Advertising: We never sell personal data for monetary consideration. To opt out of non-essential cookies or cross-context behavioral advertising ("sharing" under CPRA), click the "Do Not Sell/Share My Info" button in our footer or privacy bar at any time, or enable the Global Privacy Control (GPC) signal in your browser, which we honor automatically.
• Non-Discrimination: We will never discriminate against you or deny calculator functionality for exercising any U.S. state privacy right.

5. European Economic Area (EEA), UK & Swiss GDPR Rights

For visitors located in the EEA, United Kingdom, or Switzerland under the General Data Protection Regulation (Regulation (EU) 2016/679) and UK GDPR:

• Legal Basis for Processing: Strictly necessary LocalStorage keys are processed under legitimate interest (Art. 6(1)(f) GDPR) to deliver the requested user interface. Optional analytics, affiliate attribution, or personalized advertising cookies are processed only upon your affirmative consent (Art. 6(1)(a) GDPR) via our consent banner.
• Data Subject Rights: You have the right of access, rectification, erasure ("right to be forgotten"), restriction of processing, data portability, and the right to withdraw consent at any time via the "Do Not Sell/Share My Info" footer control.

6. Federal CAN-SPAM Act & TCPA Compliance

In full compliance with the federal CAN-SPAM Act of 2003 (15 U.S.C. § 7701 et seq.) and the Telephone Consumer Protection Act (TCPA, 47 U.S.C. § 227):

• We never send unsolicited commercial email ("spam") or place automated telephone calls or SMS messages.
• Every optional email report or newsletter includes a clear, conspicuous one-click Unsubscribe link and our valid physical/electronic publisher contact information.

7. Federal Children's Online Privacy Protection Act (COPPA)

In accordance with the federal Children's Online Privacy Protection Act of 1998 (COPPA, 15 U.S.C. §§ 6501–6506), our website and calculators are directed to general adult, business, and professional audiences and are not directed to children under the age of 13 (or under 16 in applicable jurisdictions). We do not knowingly collect personal information from children.

8. Data Security & Privacy Officer Contact

We enforce HTTPS/TLS encryption across all pages, strict Content-Type nosniff headers, and zero-database static delivery. For privacy inquiries, CCPA/GDPR requests, or compliance questions, contact our Privacy & Compliance Desk via the publisher contact channel listed on our About & Compliance Page.